Ways to get a No-Credit Home Loan The clear answer is yes, however it may simply just take some work. Techniques to Document your Credit Rating Because you don’t have a credit rating, you've got a credit history of zero. The credit rating is according to the information included in the credit score. A formula is employed because of the three credit agencies that are reporting determine the credit history also it can vary greatly slightly from agency to agency. You may well be able to utilize the data found in this formula if you would like make an application for a no-credit home loan. That information shall offer you...