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Why can some borrowers be eligible for reduced rates than the others? Not everyone qualifies when it comes to exact same home loan prices. You have applied for a loan, you’ll remember that the interest rate the lender gave you was partly determined by your credit score, your debt to income ratio, and the amount of money you were planning to put down on the loan if you think about the times. They are a few of the strongest factors that influence rates (though they’re perhaps not really the only people). While house customer John might be eligible for a a home loan price of 5% according to their credit...